You want to enjoy your leisure time on the water. The yacht and boat insurances of BAVARIA AG ensure that you can always be carefree while doing so. The special insurances of BAVARIA AG give you the necessary security for every area and for any incidents. Trust our experience for more than 40 years.




Sailing Yachts



Jet Ski

Why you should choose a yacht insurance policy from BAVARIA AG:

Only the best-known German insurance companies are BAVARIA AG’s risk carriers. We are only committed to our customers and also manage your contract around the clock. BAVARIA AG is particularly distinguished by the professional process in the event of a claim. The entire processing takes place in-house. Word gets around and this is the basis of our success.

  • Always a personal contact
  • 24/7 availability
  • Own claims department at our head office
  • Fixed rate
  • No objection of underinsurance
  • All-risk cover on water and land
  • No “new for old” deduction
  • Storm damage also insured (and not only from wind force 8)
  • Transport within Europe also insured
  • Discount saver after four claim-free years
  • Deductible halved after five claim-free years
  • Violations of official regulations covered
  • Extension of the cruising area also insured
  • Regatta risk, vandalism, material defects also insured
  • Salvage costs insured in excess of the sum insured
  • 24/7 damage service

Sandra Ahrabian, CEO

The very personal touch of BAVARIA AG

Do you have a question about one of our insurances or would you like to receive a non-binding offer? Do not hesitate to contact us. At BAVARIA AG, personal advice is a top priority. We always have a human being answering the phone, not a machine!

Our staff will answer all your questions about yacht insurances, aircraft insurances and classic car insurances quickly and reliably. Be it by phone, email or video chat.

Tel.: +49 (0) 89 – 6939 2323
Fax: +49 (0) 89 – 6939 2399

Email: [email protected]

FAQ – Frequently asked questions about our insurances

Rescue Disposal Costs

Where rescue and/or disposal is required, the resulting costs of up to 1 million Euros above the insured sum are covered.

Discount Saver

After four claim-free BAVARIA years, there will not be a downgrading of your no-claim bonus, if a claim occurs.

No Claims Bonus

You have been insured with us for five years and have not had a claim: If so, we will cut your excess amount in half, if a claim occurs.

Regatta Risk

Our company management and the staff are active motor-boat drivers and sailors themselves. Hence the regatta risk is covered free of premiums.

Our Claims Department

In a claim you will not be passed on to some employee in an insurance company whom you do not know. We will process your claim in our own claims department and ensure rapid settlement. We will assume the claims processing right from the start and shall be pleased to take work off you. In this way we remain your contact, particularly when it is crucial.


The transport risk is covered, no matter whether on the trailer, with a transport company or your own keel. Regatta Risk Our company management and the staff are active motor-boat drivers and sailors themselves. Hence the regatta risk is covered free of premiums.

Object Insured?

Cover extends not only to the ship itself and all its ac- cessories, butalso to the complete nautical equipment such as GPS, auto-pilot, all technical facilities, sail, tar- paulin, even the binoculars as well as the radio are in- cluded free of extra premiums. Personal effects are automatically covered as well up to 2 % of the total insurance amount (maximum, howe- ver, up to Euros 3.000) automatically.

Request a quote

Find out more about our boat and yacht insurance and exceptional all-risk cover.

Do you have any further questions about our boat insurance? You can also reach us at any time by telephone on +49 (0) 89 – 6939 2323 or simply by email.