The sailing yacht insurances of BAVARIA AG.
Your leading specialist in Europe.

BAVARIA AG offers transparent and reputable conditions and works exclusively with German insurers. With us, a competent contact person always answers the phone, there are no waiting times and advice is always given by experts in their field. With BAVARIA AG you can insure your yacht with complete peace of mind.

The value of the yacht is fixed and is compensated in the event of a total loss. This value applies for the entire term of the contract.

The best possible protection without ifs and buts. Everything that is not expressly excluded is also insured here. In addition, there is no reversal of the burden of proof; the insurer is obliged to provide evidence in the event of a claim.

With BAVARIA AG, there are no deductions for new parts to be purchased. No current value is deducted.

You will receive the purchase price at the time the damage occurred – even if the yacht is already several years old.

Whether ordered by the authorities or not – salvage and wreck removal are included in the BAVARIA AG insurance free of charge.

Unfortunately, these damages happen quite quickly and are excluded by many providers. With BAVARIA AG, they are also insured.

This recurring annoyance is also insured with us, provided that no claims can be made against the manufacturer. BAVARIA AG can provide supportive advice here as part of its customer service.

In the claims department of BAVARIA AG, a team of skilled boat builders, lawyers and experts process every claim unbureaucratically and, above all, particularly quickly. You can reach our team around the clock, even at weekends.

A yacht insurance policy from BAVARIA AG is also valid on land. Within the scope of the all-risk cover, winter storage and transport within Europe are also insured.

BAVARIA’s all-risk cover includes the dinghy and trailer. Since theft is not uncommon, this part is an important component of a good yacht insurance policy.

Ob das Segel reißt, der Spinnaker-Baum über Bord geht oder der Spinnaker gar unterm Kiel gekappt wird – auf Regatten, die nicht kaum bei Leichtwind stattfinden, kann immer etwas passieren. Deshalb ist das Regatta-Risiko bei der BAVARIA AG mitversichert, und das nicht erst ab Sturmstärke.

Rips in the sail due to storms, theft of a rig in winter storage, damage due to vandalism or external influences such as flooding – rigging, sails and tarpaulins are all covered under the all-risk cover.

On modern sailing yachts, the mast is a part that is quite susceptible to damage. That is why BAVARIA AG not only covers mast breakage, but also mast bending.

Any accident on board is fully covered up to the amount of the cover.

With BAVARIA AG there is no restriction due to a health check, but quick insurance cover.

BAVARIA AG shall bear all costs for search, rescue and recovery measures in the amount of the agreed sum insured.

If injuries occur as a result of damage that necessitate cosmetic surgery, BAVARIA AG’s passenger accident insurance will also take effect here.

After an accident or damage, repatriation costs, also by helicopter or aeroplane, are also insured up to an amount of the agreed sum insured.

BAVARIA AG passenger accident insurance is not tied to the size of the boat. Only very large yachts require special insurance and an adjustment of the sum insured.

BAVARIA AG’s high levels of cover provide adequate protection for the owner or skipper as well as for all guests travelling on board.