The yacht and boat insurances of Bavaria AG

You want to enjoy your leisure time on the water. The yacht and boat insurances of BAVARIA AG ensure that you can always be carefree while doing so. The special insurances of BAVARIA AG give you the necessary security for every area and for any incidents. Trust our experience for more than 40 years.

As a yacht owner, you may be required to take out yacht liability insurance in some cruising areas. This liability insurance is intended to cover the owner of a yacht against claims that may arise from property damage or personal injury to third parties when using the yacht outside the yacht.

Why you should choose Bavaria AG yacht and boat insurance:

It doesn’t matter whether you are travelling by boat or mega-yacht, with or without a sail. All our experience is available to you worldwide and in all major ports through personal contacts. With our tailor-made insurance cover we protect you reliably from the monetary consequences of nautical dangers.

Benefit from our special rates for specific cruising areas. Well-known manufacturers and boat types, experience and no claims are rewarded with special discounts – even in advance. We take on your discount from the previous insurer or offer you a special discount on your motor yacht with a diesel engine. And after five years with no claims, we automatically reduce your deductible by half.

Learn more here about our insurances for motor yachts and sailboats, or talk to us and get advice over the phone. For this, you are welcome to use our free callback service.

BAVARIA Yacht Insurances

Sandra Ahrabian, Vorstandsvorsitzende

The very personal touch of BAVARIA AG

If you would like to request a non-binding offer or have a question about our services, please feel free to contact us. At BAVARIA AG, personal advice is a top priority. We always have a person answering the phone, not a machine!

Our staff will answer all your questions about yacht insurance, aircraft insurance and classic car insurance quickly and reliably. Be it by phone, e-mail or video chat.

Tel.: +49 (0) 89 – 6939 2323
Fax: +49 (0) 89 – 6939 2399

Email: [email protected]/Bavaria-ag-de

Yacht Insurances

FAQ – Frequently asked questions

Rescue Disposal Costs

Where rescue and/or disposal is required, the resulting costs of up to 1 million Euros above the insured sum are covered.

Discount Saver

After four claim-free BAVARIA years, there will not be a downgrading of your no-claim bonus, if a claim occurs.

No Claims Bonus

You have been insured with us for five years and have not had a claim: If so, we will cut your excess amount in half, if a claim occurs.

Regatta Risk

Our company management and the staff are active motor-boat drivers and sailors themselves. Hence the regatta risk is covered free of premiums.

Our Claims Department

In a claim you will not be passed on to some employee in an insurance company whom you do not know. We will process your claim in our own claims department and ensure rapid settlement. We will assume the claims processing right from the start and shall be pleased to take work off you. In this way we remain your contact, particularly when it is crucial.


The transport risk is covered, no matter whether on the trailer, with a transport company or your own keel. Regatta Risk Our company management and the staff are active motor-boat drivers and sailors themselves. Hence the regatta risk is covered free of premiums.

Object Insured?

Cover extends not only to the ship itself and all its ac- cessories, butalso to the complete nautical equipment such as GPS, auto-pilot, all technical facilities, sail, tar- paulin, even the binoculars as well as the radio are in- cluded free of extra premiums. Personal effects are automatically covered as well up to 2 % of the total insurance amount (maximum, howe- ver, up to Euros 3.000) automatically.

Request a quotation